Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, making transportation more convenient than ever. Despite its convenience, risks still exist. Accidents can happen, and when they do, passengers may suffer injuries.
This article explores typical Uber accident injuries, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause a wide range of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Back and Spinal Cord Injuries: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals uber auto class action lawsuit and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
A Different Driver: If another motorist causes the crash, they could bear the blame.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Third-Party Liability: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.